Winter Trips To Warmer Destinations

by: Jack Blacksmith



In the middle of winter, you may be dreaming of visiting a place that is much warmer and without any snow or fierce winds. If you want to do some traveling this winter, there are a few warm weather destinations that are not only popular with travelers, but also beautiful. Three travel destinations you should look into include Antigua, Perth, Australia, Rio de Janeiro, Brazil, or Singapore.

Antigua is an island that is close to Bermuda. This island has many beaches for you to visit, water activities, and great food options. If you envision yourself relaxing on the beach, you should consider visiting Antigua. The average temperature is usually 80 degrees, which will make you forget about winter very quickly. Many people visit this island each year, so you will have the opportunity to meet new friends from all over the world. In addition to beautiful beaches, there are many hotels and resorts for you to stay in while on vacation.

If you don't want to spend your winter vacations on an island, visit Perth, Australia. In addition to beaches, you will be able to drive to Sydney and see many historic buildings and enjoy the culture Australia has to offer. This is a great place to spend winter holidays because you will be able to shop, see a show, meet new people, and enjoy the ocean breezes. With surfing and other outdoor activities, you will never be bored.

Rio de Janeiro, which is located in Brazil, is the place to go if you want to visit the beach and enjoy the nightlife. With many activities including the legendary Carnival, you will be able to sample great food, listen to music, and soak in all the local color that Rio has to offer. This city is also a great place to sightsee with many religious statues and buildings to see. When you visit Rio, you will never want to leave. With 75 miles of beaches, you will be able to spend the day working on your tan and participating in the nightlife once the sun goes down.

Singapore has four official languages include Chinese, so you will definitely be able to learn more about the culture during your visit. With many small towns surrounding the city, you will never be bored. Relax and eat good food and meet interesting people from all over the world.

If you want to travel to a warmer place, but you don't want to leave the US, how about traveling to Florida and visiting amusement parks and beaches. You can buy day passes to Disney World or Busch Gardens and enjoy rides and food. These vacations are a lot less expensive than a trip to an island or foreign land. Discover vacation spots that are closer to home when you want to get away from the cold weather.

Oldsters Overseas - What Seniors Pay for Travel Insurance

by: Steve Cogger


While travel medical insurance for senior citizens generally carries a higher premium and a lower maximum level of coverage it is still widely available. In fact, some carriers offer travel medical insurance for senior citizens no matter what their age. One carrier we found offered travel medical insurance for senior citizens over 80 years old, with no maximum age. The maximum coverage for those older than 79, however, is a low $10,000.

Another was a little more generous with its ceiling for elders through 79 years, although premiums for this travel medical insurance for senior citizens was still costlier than those for younger travelers. With this insurer a couple between the ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage with their travel insurance, and as low as a $250 deductible. For this senior citizen couple travel insurance coverage for this single trip would cost $438. At age 70 the maximum drops way down to $50,000 and each policy must be purchased separately. The per-person cost for the same trip is now $219 each for only $50,000 of travel medical insurance for these senior citizens.

Now, let's assume these folks are 80 years old. What a costly difference in this travel medical insurance for these senior citizens! Now the most coverage this couple could purchase is $10,000 each, at a whopping $518 each for the same $250 deductible. The deductible can be increased to $2500, which lowers the premium to $350.70.

The best course of action for senior citizens who contemplate overseas travel and are considering travel medical insurance is to first peruse their current medical coverage. Seldom do these plans cover overseas travel but do check your policy and call your insurer if you are unsure. While your Medicare coverage will not help you outside of the United States, your Medicare supplement coverage might - or at least for some situations.

If you're wanting to save on your travel insurance premium the two best things you can do for yourself are to first book your trip with a travel agent you trust, and then choose an airline, cruise or other vacation vendor that is well known and not in financial distress.